How much of your money goes to you?

A new study has found that one-third of your cash goes to your property and that most of that is wasted.

Researchers at the University of California, Berkeley, compared how much each individual household spent on housing in California from 2003 to 2012 and found that the amount spent on “permanent structures” such as roofs and windows had declined by a third.

The proportion spent on homes was up a whopping 75 percent over the same period.

“The real estate market has shifted from a market where people wanted to buy a house for their family and move in to a market that people want to buy an apartment for themselves,” says David Mascaro, an economist at the Berkeley Center for Economics and the Environment who was not involved in the study.

“What we’ve found is that people are much less likely to buy houses that are going to be vacant.”

The researchers estimate that the number of homes in California that are vacant has been declining for years.

They also found that residents of some cities, such as Los Angeles, are buying properties in order to be able to move into them.

The study, titled The Economics of Homeownership, was published on Monday in the journal PLOS ONE.